Financial Planning

Financial Planning

At Girard Partners, we understand that no two of our clients have the same planning needs and that changes in your life can happen quickly. With goal-based planning, we combine our vast knowledge with innovative technology to develop a detailed, customized financial plan to help you achieve your life’s vision. We do this by looking beyond traditional cash-flow-based planning to include a realistic goal-based method. With the goal-based method, we seek to ensure that not only will your basic future living expenses be met, but that your savings and growth strategies will help you achieve your goals.

To help you to evaluate what life changes are necessary to achieve your goals, we use a “worst-case scenario” approach. This method takes into account your savings, income, and tax situation. It is particularly beneficial for those who have multiple long-range financial goals including college investing, entrepreneurial pursuits, and retirement.

Retirement Planning

Through thoughtful discussions about your goals for your future, we can walk you through a variety of “what-if” scenarios and recommend best combination of tools for retirement based on your eligibility and the lifestyle you hope to maintain. Some of our offerings include:

  • Traditional IRAs
  • Roth IRAs
  • Rollover IRAs
  • Simple IRAs
  • 401(k) Rollovers & Plans
  • 403(b) Accounts
  • Education Savings Accounts